6/05/2017

Economic, Financial, Political & Health: USING THE SAME CREDIT CARD HAS OWNED, LET US UNDERSTAND FUNCTIONS, BENEFITS AND PAYMENT MECHANISMS BEFORE YOU ARRANGE IT MAKE IT

USING THE SAME CREDIT CARD HAS OWNED, LET US UNDERSTAND FUNCTIONS, BENEFITS AND PAYMENT MECHANISMS BEFORE YOU ARRANGE IT MAKE IT


Credit Card
Are you someone who already has a business or job ...? If everything is on you, then you already have your own income. Of course if you have own income, make you feel satisfied and free to do anything with the results that have been in the can, not excluded also make a credit card you will do.

Speaking of credit cards, it is true that many offer payment convenience that is often included with various interesting promotions. But making a credit card, the fact is not like opening a bank savings account that is so easy in its administration stewardship.

Therefore, if you are someone who already has a steady income and really want to have a credit card, before it was better then better note some things that must be prepared by you before making the credit card. And let's do a check first of various things about this, in order to know whether you have deserve to have it.Various kinds of issues that need to be understood to make a credit card, among them are:

1. Credit Card And Its Function.
  • Before you make a decision in credit card making, you should already understand the function of this credit card. Credit card function itself is not just as a promo or cash money. Basically a credit card is a loan instrument, where the loan is valid in a certain nominal for 1 month. Furthermore, when the period expires 1 month, you are required to replace all transactions that have been made with a credit card in the form of bills. And in this case it can be concluded, that using credit card match with the debt.

2. Credit Card Charge And Payment Mechanism.
  • Pay bills from credit card, can be done when your bill has been issued. After the bill is issued, as usual will be given a few days to make the payment. Payment of the credit card bill can be done through SMS Banking, ATM, or directly at the Bank branch office in cooperation with the credit card.

  • The credit card payment system is also, there are various options. Credit card providers typically offer the smallest payment method, where you can pay some credit card bills first with the smallest value determination, or you can pay directly for it. In conclusion, you pay off all the bills within the specified time frame.
  • However, it is strongly recommended that you always pay the entire bill every month. Then make sure also you can pay on time has been set with the value in accordance with the amount of your bill. Because, if you pay less than the total amount of the bill, then the shortfall will be included in the bill in the coming month, of course, can be charged the percentage of interest. This means that in this case, you not only have to be careful and careful, but required to discipline in managing your own finances.


3. Credit Card And Its Benefits.
  • Benefits or utilities certainly different from the function or role. Having a credit card can actually provide its own benefits for you, if it can be used wisely and precisely. Where in addition to attractive offers and discount offers, having a credit card can be concluded that you are setting up a credit reputation.

  • what are the benefits gained from the credit reputation ...?. In short the authors describe, having a good credit reputation can make it easier for you to borrow a loan from the Bank, if at some point you are forced to buy a house or set up a business. And to build a very good credit reputation, of course the most important thing you do is to pay credit card bills not until due payment.
  • Then the most important you should also know before having a credit card, the habit in managing finances by understanding your financial condition. Next you must assess yourself, whether you include people who like living a life extravagant, and have a habit of delaying paying debt until your debt matures payment. And from this habit, you can estimate how to fully pay off the entire bills, while adjusting your financial strength.
Credit Card
  • Not only that, you also have to understand how to use a credit card, whether to use for everyday shopping, or for urgent needs. Because not just an advantage, the credit card owned becomes a responsibility, and really have to think.

For that you better understand the benefits first, and how you will use at some time later. In essence, the key to success to use credit cards wisely is thorough and careful, as well as understand the impact of credit card usage. Thus the writer describes, hopefully with this little information, can be useful and dismiss your barriers in using a credit card in the future. May be useful...!!!

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