5/04/2017

Economic, Financial, Political & Health: ACCORDING TO YOU, DO YOU REPLACE ATM PIN IN ANY DIFFERENT NEEDS TO BE DONE ...?.

ACCORDING TO YOU, DO YOU REPLACE ATM PIN IN ANY DIFFERENT NEEDS TO BE DONE ...?.


PIN
Maybe we already know what is an ATM card or with another name Debit Card either existing in some Banks abroad, or in the country. In Indonesia alone, ATM cards are currently in circulation using a lot of magnetic tape technology.


What is a Magnetic Tape ... ?.
Magnetic Tape is a black portion on one side whose position is at the bottom when the card is inserted into the machine. This kind of technology is considered not sophisticated, because unlike Chip technology. Chip itself you can see for example on credit card or debit card belonging to outside country other than the state of Indonesian.

The Difference of Magnetic Tape with Chip, resides in data stored on magnetic tape which is easier to duplicate or copy. So if the data on your ATM card is copied by people who intend to commit crime and he finds out your PIN, it could be your account balance drained by that person.

If you are still confused as to what it is ...?.
Roughly like this process of criminals copying your debit card data, Criminals use duplicate data tools that look thin but sophisticated. And the tool is installed by entering into the usual hole where you enter the ATM card when about to make a cash withdrawal transaction or other transaction.

Besides, Criminals also install small surveillance cameras that may be unaware of you. Then the camera function is to see the movement of your hand when doing typing ATM PIN.

Then, from both the tool (Duplicate and Camera tool) the villain managed to get a copy of your ATM card data as well as the PIN you already have. If it's like that happens, then certainly criminals can do anything he wants, but not you want to spend the balance.

For that reason, by replacing your PIN number periodically, even if the villain has a copy of the Debit Card data, it does not know the actual PIN.

Your opinion, Is not ATM PIN Safe If Performed Change Periodically ...?.
In the past when the warnings were recently distributed, the ATM machine itself was programmed in such a way that people enter an ATM card that has not changed its PIN for a long time, and will automatically force the person to replace it.

Where usually momentarily enter the card is given the option to choose the language, then suddenly the screen appears that you have to replace the old PIN to the new PIN. Then you follow to replace it.

Because if not replaced the ATM card can not be used properly. Furthermore, if the PIN has been replaced, the problem is resolved, and the ATM can be used again. That's about what sometimes happens, but it's all for the security of the balance in our account.
Chips
Magnetic tapes on ATM cards in Indonesia will be replaced with chips. This is really good news for all Indonesian citizens who have ATMs, because according to information compiled that Bank Indonesia (BI) will issue rules on all ATM cards issued by banks in Indonesia, must use chip technology.

If that happens, most likely the customer will not be burdened to change the PIN on his ATM card on a regular basis. And the balance security in customer accounts is not necessary to worry about anymore.

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